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SEAT GAP Insurance

Spain’s biggest car brand has been on the up ever since Volkswagen bought the company back in the 80s. Today’s SEAT range bears all the hallmarks of a Volkswagen subsidiary – smart, understated styling, excellent build quality and appealing performance characteristics. But SEAT’s Spanish character hasn’t been entirely subsumed by VWs German identity, there remains a hint of Iberian flair that distinguishes their cars from its European competitors. 

The range covers most bases, from nippy, low-cost city car (the Mii) to burly but brisk SUV (the Tarraco). Perennial SEAT mainstays include the Ibiza, its fun, affordable hatchback, and the Toledo, a spacious and comfortable family saloon.


Why do I need SEAT GAP insurance?

Our SEAT GAP Insurance offers a level of protection that goes beyond your standard policy. If you value your SEAT it’s worth considering the limitations of your insurance policy and ask yourself how much will your insurer pay out if your SEAT is written off or stolen.

More often than not, standard insurance policies pay the current market value of a car and not the original purchase price. So, in the worst-case scenario you may find you have to find a significant sum of money on top of your insurance payout just to buy a like-for-like replacement.

This is because depreciation invariably causes your car to drop in value. In fact, your car’s value usually starts to plummet the moment you drive it off the showroom forecourt. After three years the value of a new car will typically have depreciated by 60%, meaning a £30,000 SEAT Alhambra could be worth £12,000 three years after purchase.

Now let’s imagine that three-year-old Alhambra is written off (or stolen). It’s likely that the insurance claim would be based on current market value, which would leave you £18,000 short of the sum required to buy a like-for-like replacement.


What do I get with MotorEasy?

MotorEasy SEAT GAP Insurance takes care of this shortfall. It’s designed to bridge the difference between the amount your standard insurance policy pays out and the figure you’d need to buy a new like-for-like replacement. It gives you complete peace of mind.

The case for GAP cover is even stronger if you’re paying for your car with a leasing arrangement or PCP financing, which could leave you exposed to considerable debt in the event of a write-off.   

Available for all cars up to 8 years old (or with up to 80,000 miles on the clock), MotorEasy GAP Insurance represents a smart, easy and affordable way to remove these risks and enjoy your SEAT.


Car Theft

GAP insurance bridges the gap between the amount your insurer pays out and the sum you need to replace your car in the event of a write-off. But what constitutes a write-off and is it really worth protecting yourself against it?  

Sadly, write-offs are more common than many motorists imagine. Indeed, over half a million cars are written off every year. While many write-offs are caused by accidental damage our GAP insurance also covers you against car theft, which accounts for a large number of write-offs every year. In fact, statistics show that the threat of car theft is on the rise. 112,174 motor vehicles were stolen in the UK in 2017/18, that’s the equivalent of 307 every day. Sadly, that figure also represents a significant increase on previous years and the continuation of a 50% jump in car theft over the last five years. Car theft is on the rise and it makes sense to ensure you’re properly protected.


Getting your SEAT GAP insurance quote

Taking out SEAT GAP insurance is super simple with MotorEasy. Our GAP Insurance page gives you all the information you need and as well as access to a quick and easy tool that provides you with a GAP insurance quote in moments. 

Get a GAP Insurance quote