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Ford GAP Insurance

Ford’s standing as the foremost purveyor of hugely popular cars stretches back to 1908 when Henry Ford revolutionised the motor industry with the release of the Model T. In many ways the Model T provided the blueprint for everything Ford has done since – it was reliable, practical, and affordable and rapidly became an enormous commercial hit. This was the car that made motoring accessible to everyone, not just the wealthy.

The Model T’s populist lineage can be seen throughout Ford’s history, on both sides of the Atlantic. In America, cars like the Thunderbird, Falcon and Mustang became icons of the US motor industry, while Ford’s UK presence has yielded similarly popular models including the Anglia in the 50s and 60s, the Capri and Cortina in the 70s and the Escort, Sierra and Fiesta in the 80s and 90s.

The evergreen Fiesta has proved so enduringly popular that it remains a mainstay of the Ford range to this day. The Ford stable also includes evergreen models like the Focus, Mondeo and Galaxy – all of which have stood the test of time thanks to countless modernising iterations.


Why do I need Ford GAP insurance?

Have you ever considered what would happen if your Ford is written off or stolen? It may not be a pleasant scenario to contemplate but it’s a good idea to find out the value of the insurance payout you’d be looking at in such circumstances.

The likelihood is that your standard insurance policy won’t come close to covering the cost of a new replacement. Because most standard policies only pay out a sum that’s equivalent to the current value of your car many motorists simply aren’t insured to cover the costs of a like-for-like replacement.

Depreciation should be a significant consideration. A car typically loses about 60% of its value over the three years following its original purchase. So, if your insurance policy only pays out the current value of your car, as most do, you could find yourself significantly short of the figure needed to replace your car with the same model.

If you purchased a new Ford Mondeo for £25,000 its value could have depreciated to £10,000 three years later (based on 60% depreciation). Therefore, should you need to make a claim on a three-year old Mondeo, you may end up with a payout that’s £15,000 short of the sum required to replace it with a new model.

GAP Insurance offers an easy way to bridge the chasm between the original cost of your vehicle and a disappointing payout based on its heavily depreciated market value.


What do I get with MotorEasy?

Given that a car’s market value begins to plummet the moment you drive it off the dealership forecourt it makes sense to safeguard the original value of your investment with a MotorEasy® GAP insurance policy.

Our GAP Cover makes even more sense if you’re paying for your car with a leasing arrangement or PCP financing, which could leave you exposed to considerable debt in the event of a write-off.

Available for all cars up to 8 years old (or with up to 80,000 miles on the clock), MotorEasy® GAP Insurance offers a smart, easy and affordable way to remove the risks associated with standard insurance policies and enjoy your Ford safe in the knowledge that it’s comprehensively protected.


Car Theft

GAP insurance comes into its own in the event of a write-off when, all too often, motorists find that their payout is significantly short of the sum needed to buy a like-for-like replacement. It makes sense to top-up your cover and ensure you’re fully protected. But how likely is a write-off? Is GAP insurance really necessary?

In fact, write-offs are more common than many imagine - over half a million cars are written off every year. Typically, write-offs are the result of accidental damage but MotorEasy GAP insurance also covers you against car theft, which accounts for a large number of write-offs every year. In fact, statistics show that car theft is on the rise. 112,174 motor vehicles were stolen in the UK in 2017/18, which is the equivalent of 307 every day. Sadly, that figure also represents a significant increase on previous years and the continuation of a 50% jump in car theft over the last five years. Statistics show that car theft is on the up, so it makes sense to ensure you’re properly protected.


Getting your Ford GAP insurance quote

It couldn't be more straightforward to get clued up on GAP insurance with MotorEasy. Simply head to our GAP Insurance page for all the information you need, as well as a quick, convenient tool to help you get a quote easily.

Get a GAP Insurance quote